As we turn to the fall season, Thurston County Emergency Management reminds homeowners and renters that national flood insurance is the only dependable form of financial protection against flood damage.
"Standard homeowner's insurance doesn't cover damage from flooding, and just a few inches of floodwater inside a home can cause thousands of dollars to repair," said Sandy Johnson, Emergency Manager for Thurston County.
"Homeowners shouldn't count on federal disaster aid. Federal disaster assistance is available only for federally declared disasters. Even then, most disaster assistance is inadequate to cover the cost of the damage and comes in the form of a loan, repayable with interest," said Johnson. National Flood Insurance Program policies, available through most insurance companies, pay claims whether or not a disaster is declared.
Flood insurance is also available to renters and can cover nonresidential buildings such as farm and commercial buildings. The National Flood Insurance Program will also cover structures that have been previously flooded.
Johnson urges citizens to purchase flood insurance now because there is a 30-day waiting period after the first payment is made before the policy is effective.
Because the county has completed several flood mitigation and preparedness actions, residents of unincorporated Thurston County can get as much as a 30 percent discount for flood insurance.
Information on the National Flood Insurance Program is available at 1-888-379-9531 or www.floodsmart.gov. Flood Preparedness Tips and Resources:
- Sign up for Thurston County Emergency Management's Telephone Alert System for river flooding at: www.co.thurston.wa.us/em/flood/teleAlert.htm
- Follow Thurston County Emergency Management on Facebook and Twitter.
TCEM on Facebook: ThurstonEM
TCEM on Twitter: @ThurstonEM
- Download a copy of the Fall 2015 Thurston County Flood Bulletin at: http://www.co.thurston.wa.us/em/Flood/2015FloodBulletin.pdf The Flood Bulletin includes facts about flooding, preparedness checklists, evacuation tips, important contact numbers and more.
- Track river levels for rivers throughout Thurston County at http://water.weather.gov/ahps2/index.php?wfo=sew.
For more information on the Thurston County Emergency Management Division, visit www.co.thurston.wa.us/em.-30-